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$30,000 Of Debt That I Am Responsible For But Don’t Have To Pay

The youngest of my sons is about to graduate with $20,000 in student debt. In the fall he will be living in another city and going to another university and will probably incur another $20,000 in debt....

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Strange Footprints Changing The 2013 Budget

I have been wanting a new kitchen window for years now. I want the kind that opens and closes. Not the old wooden kind I have that has been closed for about 3 years because I am afraid if I open it I...

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Who Is Responsible For Our Debt Problems?

A coroner in New Zealand has listed Coca Cola as a substantial factor in the death of a woman in her thirties. She drank at least 8 litres of Coke every day and died of cardiac arrest. She exceeded the...

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Is It Time For Long Term Care Insurance?

I will reach the big age of 49 soon and it is time to start thinking about long-term care insurance. The women in my family have been subject to several nasty diseases that not only shorten life span...

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One Good/Bad Reason Why It Is Important To Keep Your Will Up To Date

I have a will and a medical directive.  My sons are in charge of it and I feel they will distribute things equally and there won’t be much arguing.  I am not sure I have much that either of them would...

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Could My Finances Survive A Big Crash

My finances are like a small boat with a hole in the side several inches above the water level.   In calm seas it is smooth sailing.  A medium sized wave has me bailing like mad to keep the boat from...

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Mr Money Moustache Knows My Magic Retirement Number

This week Mr Money Moustache wrote another amazing post about how to get rich through saving without working forever. He said that I should eliminate my debt and save the amount I need to live on each...

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What Can Happen If You Receive An Early Inheritance

This post is not about me. My parents are both still around and when they do go the only inheritance I will see will be personal items like paintings and dishes and furniture. My parents had to take...

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Hey Americans, Get Your Act Together

Sequester official dictionary definition verb: isolate or hide away noun: general cut in government spending The sequester is a cut to the budget of the American civil service, military,...

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March Madness 2013 Edition – The 50% Solution

Time for a March financial update. February 1, 2013 Recap What I’ve Got Chequing $ 190.00 (goal is $1,000) Yearly Expenses Saving $ 541.00 Car Saving $ 50.00 (started saving for a car) Stocks $2864.00...

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My Family’s Money History

I come from good middle class Canadian stock.  My dad had a desk job at a big factory and my mom worked part-time in retail.  My parents are the first generation to be middle class. My grandparents on...

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Fighting Back Against Debt Fatigue

Debt Fatigue: feeling overwhelmed and beaten down and worn out by the lack of progress in reducing debt. That is not an official definition of debt fatigue but an explanation of how the debt feels. I...

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A Financial Present From The Stork

Something may be in the water supply at my work.  It seems that a high number of people who have drunk the water at my work recently have fallen pregnant.  Baby bumps abound. Great luck for me.  I am...

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My Parents And Money

I wrote about my grandparents and money last week in a post titled My Family’s Money History. Today is all about my parents and everything I never learned about money. My dad worked at a desk in a...

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Tax Return Madness

Strolling in to work this morning I turned down a hallway on my way to my locker to stow my jacket and lunch. From 20 feet away I could see a female coworker. A pretty young single mom who works...

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The Disappearing Income Class

Upper class.  Middle class.  Lower Class.  Poor.  Terms that have been used for decades to describe which income class you fit in to. One of those classes is quickly disappearing.  The middle class...

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Hey Americans! Cut Your Saturday Mail Delivery

I am Canadian but I like to watch American television programs and I have the tv on right now. Instead of Anderson Cooper on CNN giggling hysterically because he accidentally made a reference to a body...

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Lottery Winner Blew 10 Million In 9 Years

“Nine years after cashing her $10.5 million dollar cheque, Hamilton Lottery winner Sharon Tirabassi is catching the bus to her part-time job so she can support her kids and pay the rent.” A quote from...

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Money Quickies

All day at work I listen and watch as coworkers waste money.  ”If you and your husband both have a Tim Horton’s coffee twice a day every day and that coffee is $1.50 per cup that is $6 per day and...

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Does Paying Cash For A Car Make Me Crazy?

I drive a 2005 domestic sedan that is in good shape and has just under 100,000 kilometres on it.  It is in good  shape mechanically (I knocked on wood as I typed those words) and it’s only problem is...

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