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Financial Predictions For The Rest Of 2014
Wages While governments in Canada and the United States are moving the minimum wage rates higher there won’t be any wage increases for public sector workers, middle class types and me. Prediction: An...
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How To Get Rich
1) The easiest way to get rich is to be born in to it. If you are reading this and you are no rich then it is too late for you and you will have to get rich another way. 2) Marrying well. It worked...
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Mortgage Holiday, An Important Phone Call And Money Quickies For April 4,2014
Mortgage Holiday The banks have come up with a great idea to “carry a mortgage and carry on with life too” . That statement met me when I logged on to do some banking with TD this week. The...
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Second Quarter Financial Playbook
With the second quarter starting it is time to dust off the old play book and make some revisions. Too late to get the Leafs in the play offs but not too late for me to score some big points against...
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First Quarter Financial Update For 2014 – Pass Or Fail?
With the first 3 months of the year almost gone and the snow finally starting to melt it is time for an update of the first quarter’s finances. A Little HELOC Fail On January 1, 2014 my HELOC balance...
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10 Low Effort Money Saving Tips
I like to save money but I am kind of lazy so I look for ways to save money without working too hard at. These are some of the things that I do to cut costs without inconveniencing myself too much or...
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I Am A Twit, Silver Plate, Taxes Are A Go And Money Quickies For March 25, 2014
Better Late Than Never I dropped the information for our 3 tax returns at the accountant today. I predict it will take him a week to get them done. It will only take him a few minutes to do them and...
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My Tax Audit Ended With Me Owing Money
I don’t want or need to use an accountant but I have to because of my divorce. He is a nice accountant who keeps everything fair when crediting my children’s tuition tax credits between the children,...
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Interest Rate Guessing Game, Tax Refunds And Debt Repayment And Money...
Interest Rate Guessing Game I was convinced that interest rates were going to start to slowly rise in 2014. That theory was blown out of the water when my bank, TD Canada Trust, sent me a mortgage...
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Is Money Enough To Make Someone End Their Life?
Mick Jagger’s girlfriend ended it all this week and the press is speculating that her debt, estimated to be $6 million, may be the reason behind her suicide. Her name was was L’Wren Scott and I had...
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Do Ads Influence What You Buy?
I drove home from work up my city’s main commercial road today. If you live in Canada you know exactly what it looks like. All the major fast food chains, Walmart, grocery stores, a mall with all the...
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What If You Are Over 50 And You Have Nothing Saved
I had a nice lunch with a friend today. I drank water and ordered something cheap but with nutritional value. My friend is in her early 50s and we were discussing retirement. She was shocked to hear...
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What If You Aren’t Going To Receive An Inheritance?
In keeping with this week’s theme of writing about net worth and my lack of net worth I thought I would write about the fact that in the future I will not be receiving any inheritance other than some...
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Money And The Single Life
I am a bit obsessed with net worth recently. I have been reading the net worth updates of lots personal finance bloggers and I am convinced that many of them are were they are today because they...
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Some Of You Are Overestimating Your Net Worth
I am a very liberal person but I am very conservative when it comes to estimating anything and everything to do with finances. Plan for the worst and hope for the best are words that we should all...
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Rise And Shine And Get To Work And Grow Your Net Worth
Dragging out of bed every morning and going to work is one of the key steps to building net worth. When it is -22 and dark for endless days in a row it can be a challenge but my pay cheques are the...
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Rich Folks Hiding Money
This week a couple in California are sending very old gold coins to auction. They found those coins buried in cans on their property and the coins may be valued at $10 000 000. Digging a hole was...
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Money Tensions At Work This Week
Money tensions at work this week. The kind that brew under the surface as the whispers near the locker spread to small group conversations near the filing and in the open areas later in the evening...
View ArticleDividend Update, CEO Salary Cut (Boo Hoo) And Money Quickies For February 21,...
Life Is All About Who You Talk To 2 weeks ago I tried to move money and stocks from my TFSA brokerage account to my RRSP brokerage account before the RRSP contribution deadline at the end of February...
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A $200 000 Dilemma. Too Bad It Isn’t My Problem
What would you do if you found yourself with $200 000 in cash and you just weren’t sure what to do with it? I can dream and imagine and think about rolling around in it but I will never know. Pauline...
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